Archive for the 'Mortgages & Loans' Category

Oops and Boo-Boos

Posted by CC on January 17th, 2006

It’s tax season. At this time of year visions of W2 forms and big fat checks written to the IRS are dancing through most of our heads, and advertisers are counting on it. On Sunday, no less than four times during an NFL playoff that H&R Block ad ran about mistakes people make […]

Shop Wisely My Friends

Posted by CC on December 27th, 2005



Posted by CC on December 19th, 2005

Several years ago, my mother refinanced her home. When she told me about it I was young, newly married and living in a basement apartment, and totally naive about what refinancing meant. I heard that she reduced the amount of years left to pay on her mortgage and thought, “Nifty! She’ll be payment […]

Six Foot Ceilings and Fixer Upper Homes

Posted by CC on December 12th, 2005

When my husband and I were first married, we were looking at apartments that were closer to the college campus where we were attending school. We looked at several before we came to a basement apartment right across the street from the University. I instantly fell in love with the place. It […]

Improving Your Credit and Payment History

Posted by CC on December 7th, 2005

There are obviously several things to talk about when it comes to improving your credit. I decided (for several reasons, not the least of which is that I needed a refresher) to do some research and found mountains of information on the subject–especially when it comes to mortgages and credit scores. Because of the stacks of data from various sources, no matter how hard I try I can’t condense it into a decent blog entry, so this will probably be the first of a series on the topic.

Credit Card Statement Wallpaper

Posted by CC on November 21st, 2005

My friend Nicole* has stacks of credit cards. She can’t even fit them all in the cute wallet (with matching purse) that she bought with one of those cards. The mall loves girls like Nicole. She looks great in anything she tries on, and buys a great deal of it on store […]

Late Night TV and FICO Scores

Posted by CC on November 11th, 2005

I’ve been thinking a lot about credit lately. Partly it’s because of my sister buying a house and discussing those things with me, but it’s also because there seems to be a rash of commercials about credit scores and mortgage rates lately on late night TV (and unfortunately, I watch a lot of that […]

My Sister and Mortgage Rates

Posted by CC on November 9th, 2005

My baby sister closed on her house this week. Since she and I are close, she has called me with various updates on the process in the past month or so. Along with area schools, decorating ideas and bedroom sizes, we have also discussed interest rates, monthly payments and FHA loans (she and […]