When I think about shopping, I admit, I’m a total girl. I think dressing rooms and credit cards and linking arms with my friends as we skip through the mall. That’s why the word shopping never really fit for me when it came to mortgages. Shopping for a house, yes. For […]
Several years ago, my mother refinanced her home. When she told me about it I was young, newly married and living in a basement apartment, and totally naive about what refinancing meant. I heard that she reduced the amount of years left to pay on her mortgage and thought, “Nifty! She’ll be payment […]
When my husband and I were first married, we were looking at apartments that were closer to the college campus where we were attending school. We looked at several before we came to a basement apartment right across the street from the University. I instantly fell in love with the place. It […]
There are obviously several things to talk about when it comes to improving your credit. I decided (for several reasons, not the least of which is that I needed a refresher) to do some research and found mountains of information on the subject–especially when it comes to mortgages and credit scores. Because of the stacks of data from various sources, no matter how hard I try I can’t condense it into a decent blog entry, so this will probably be the first of a series on the topic.
My friend Nicole* has stacks of credit cards. She can’t even fit them all in the cute wallet (with matching purse) that she bought with one of those cards. The mall loves girls like Nicole. She looks great in anything she tries on, and buys a great deal of it on store […]
I’ve been thinking a lot about credit lately. Partly it’s because of my sister buying a house and discussing those things with me, but it’s also because there seems to be a rash of commercials about credit scores and mortgage rates lately on late night TV (and unfortunately, I watch a lot of that […]
My baby sister closed on her house this week. Since she and I are close, she has called me with various updates on the process in the past month or so. Along with area schools, decorating ideas and bedroom sizes, we have also discussed interest rates, monthly payments and FHA loans (she and […]