Mortgage and Loan Journal http://www.mortgageandloanjournal.com Trying to make some sense out of lending world... Thu, 09 Oct 2008 07:06:10 +0000 http://backend.userland.com/rss092 en Talking ARMs Over Chips and Dip I remember a string of dinner parties not so long ago and the stand-around-over-the-punch-bowl hot topic was how much money people were saving by refinancing their homes (which actually it turned into boisterous round of ‘Anything you can do, I can do better—or Anything you have done, I have done ... http://www.mortgageandloanjournal.com/index.php/archives/19 How Much House Can You Buy? I have good friends that are moving out of their first home. They aren't selling because they need more space or they are unhappy with the area or the house. They are moving because of work, and neither one of them are excited about it. Of course ... http://www.mortgageandloanjournal.com/index.php/archives/16 Free Credit Reports If you are investigating what it would take for you to make a big purchase like a home, obviously there are several steps to making it a reality. One of the first should be to get a copy of your credit report. There are several companies that claim that they ... http://www.mortgageandloanjournal.com/index.php/archives/15 Oops and Boo-Boos It’s tax season. At this time of year visions of W2 forms and big fat checks written to the IRS are dancing through most of our heads, and advertisers are counting on it. On Sunday, no less than four times during an NFL playoff that H&R Block ad ... http://www.mortgageandloanjournal.com/index.php/archives/14 Shop Wisely My Friends When I think about shopping, I admit, I’m a total girl. I think dressing rooms and credit cards and linking arms with my friends as we skip through the mall. That’s why the word shopping never really fit for me when it came to mortgages. Shopping for ... http://www.mortgageandloanjournal.com/index.php/archives/11 Refinancing Several years ago, my mother refinanced her home. When she told me about it I was young, newly married and living in a basement apartment, and totally naive about what refinancing meant. I heard that she reduced the amount of years left to pay on her mortgage and ... http://www.mortgageandloanjournal.com/index.php/archives/5 Six Foot Ceilings and Fixer Upper Homes When my husband and I were first married, we were looking at apartments that were closer to the college campus where we were attending school. We looked at several before we came to a basement apartment right across the street from the University. I instantly fell in love ... http://www.mortgageandloanjournal.com/index.php/archives/7 Improving Your Credit and Payment History There are obviously several things to talk about when it comes to improving your credit. I decided (for several reasons, not the least of which is that I needed a refresher) to do some research and found mountains of information on the subject–especially when it comes to mortgages and credit ... http://www.mortgageandloanjournal.com/index.php/archives/6 Credit Card Statement Wallpaper My friend Nicole* has stacks of credit cards. She can’t even fit them all in the cute wallet (with matching purse) that she bought with one of those cards. The mall loves girls like Nicole. She looks great in anything she tries on, and buys a great ... http://www.mortgageandloanjournal.com/index.php/archives/4 Late Night TV and FICO Scores I’ve been thinking a lot about credit lately. Partly it’s because of my sister buying a house and discussing those things with me, but it’s also because there seems to be a rash of commercials about credit scores and mortgage rates lately on late night TV (and unfortunately, I ... http://www.mortgageandloanjournal.com/index.php/archives/2
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